Who pays for my medical bills in a car accident? In a car accident, typically your car insurance company will pay your medical bills under what is commonly referred to as PIP benefits. You should be careful because PIP coverage under you car insurance has a limit that in many cases is $5,000.00. In comparison,
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AUTO INSURANCE STACKING
What does the term auto insurance stacking mean? When you own more than one car or truck, you can increase you insurance coverage limits on your Uninsured (UM) and Underinsured motorist through a “stacking.” Auto insurance stacking refers to the adding of the UM/UIM limits on individual auto policies to increase the total amount of
LIMITED TORT AND FULL TORT AUTO INSURANCE POLICIES
What’s the difference between Limited Tort and Full Tort Auto Insurance Policies? Limited Tort and Full Tort refer to different types of coverage under an auto insurance policy and what compensation you are entitled to receive if you are injured in an auto accident. With a Limited Tort auto insurance policy, you give up the
UNDERINSURED AND UNINSURED BENEFITS FOR MOTORISTS
What are Underinsured/Uninsured motorist benefits? In Pennsylvania, all drivers are required by law to have auto insurance. Unfortunately, even though it is illegal to drive without auto insurance in Pennsylvania, many people still do it. Uninsured motorist coverage typically referred to as UM coverage, protects you and your family in the event that you and
PENNYSLVANIA PROPERTY DAMAGE CLAIMS HANDLING: IMPROPER INVESTIGATION OF PROPERTY DAMAGE CLAIM GIVES RISE TO UTPCPL ACTION
A recent Pennsylvania judicial opinion has expanded a Pennsylvania a seven year old decision by a Pennsyvlania federal court to codify a policyholder’s right of recovery under Pennsylvania’s Unfair Trade Practices and Consumer Protection Law (“UTCPL”)
CIVIL RIGHTS LAW: UNIVERSITY OF CALIFORNIA STUDENT SETTLES LAWSUIT AGAINST US FOR $4.1M AFTER BEING LEFT IN JAIL CELL FOR 4 AND HALF DAYS
A just outcome was reached in the horrific case of a University of California student being imprisoned in a United States DEA jail cell for 4 and half days without food or water. The San Francisco Gate reported today that the 25-year-old student, Daniel Chong, reached a $4.1M settlement with the federal government after he
PENNSYLVANIA INSURANCE CLAIMS HANDLING: INTERPRETING THE APPRAISAL PROVISION CONTAINED IN A TYPICAL PENNSYLVANIA HOMEOWNER’S INSURANCE POLICY TO AVOID BAD FAITH
An appraisal provision of some sort is contained in most Pennsylvania homeowner’s insurance policies and allows for either the homeowner or the insurance company to demand appraisal if the two parties cannot agree on the amount of the loss to the home after a storm or similar covered event. The majority of disagreements between whether
AUTO ACCIDENT: THE 4 MOST IMPORTANT THINGS TO KNOW WHEN PURCHASING AUTO INSURANCE IN PENNSYLVANIA
In Pennsylvania, when purchasing auto insurance, you have a number of options to consider. While auto insurance is required to operate a vehicle in Pennsylvania, the insurance company is not required to explain to you which insurance coverages are better and which insurance coverages are worse. Simply put, the purchase of auto insurance Pennsylvania is
ONE YEAR LATER- HAS ANYTHING CHANGED SINCE PHILADELPHIA POLICE ANNOUNCED THE REVIEW 1,147 DUI CONVICTIONS DUE TO COMPROMISED BREATH TESTS?
A little more than one year ago today, the Philadelphia Police Department announced that they were reviewing 1,147 DUI convictions due to flawed breathalyzer testing.
THE SINGLE MOST IMPORTANT THING TO KNOW IF YOU ARE CHARGED WITH A FIRST TIME DUI OFFENSE IN STATE COLLEGE, PA
As a State College DUI Lawyer, I get asked a lot of questions about what people should and should not do to avoid getting pulled over for a DUI or how they can get out of a State College or Centre County DUI after they are charged. As a lawyer, my first response is always